More on the Higher One card

Citing Gillian, with permission, from the TTU TCR list:

The "Higher One" is a card that TTU financial aid is using now as a means to dispense financial aid funds. Several cautions on this:

1. You must have this card, and must activate it in order to receive financial aid (when you activate it, you may select to either use this card as a debit card, or you can have funds deposited directly into your checking account). TTU will automatically deduct your term bill before they issue a refund.

2. It is easy to accidentally throw this out (it looks just like a credit card offer).

3. If you do not get it soon (like you probably should have it by now), you must call financial aid to get a replacement (the Higher One Company cannot issue a replacement unless the financial aid office tells them to.

Finally, I will tell you that financial aid can be a nightmare at TTU. If you call the Financial Aid Office, it is likely that you will get different answers depending on who answers the phone.

May & Summer Finances

May and Summer come as lump-sum financial hits. From what I gather, there are no payment plans. And, if you have taken your max financial aid for the two primary terms, there's additional paper work and higher interest rates for summer financial aid.

In short, save up money--all that you can--from the two prime terms to pay for Spring and Summer.